Debt Recovery

DBH Legal represents banks, financial institutions, asset reconstruction companies, corporates, and individual creditors in recovering outstanding debts through both litigation and negotiated settlements. Our team combines strong dispute resolution skills with a commercial approach to achieve effective recovery, enforcement, and restructuring of claims.

We advise and act in matters relating to:

• Proceedings before Debt Recovery Tribunals (DRTs) and Debt Recovery Appellate Tribunals
• Recovery actions under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act)
• Enforcement of security interests, including mortgages, pledges, and hypothecation
• Execution of decrees and enforcement of arbitral awards in debt matters
• Advising asset reconstruction companies on acquisition and enforcement of distressed debt
• Negotiating settlements and restructuring debt obligations
• Cross-border debt recovery and enforcement of foreign judgments
• Pre-litigation strategies, including demand notices and recovery negotiations